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Standard’s Partial Disability Benefit
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Wednesday, September 3, 2014

Protector Platinum's Partial Disability Benefit - for individually underwritten or guarantee issue disability income insurance - pays 100 percent of the basic monthly benefit for the first six months of partial disability regardless of the income the insured earns.

A loss of income isn’t the only trigger for the initial period of a Partial Disability Benefit. Partial disability can also be based on a loss of duties or a loss of time. After the six month initial period of partial disability, The Standard pays a portion of the benefit based on the amount of income lost that month.

Note, The Standard does not require a total disability to occur before the Partial Disability Benefit can be paid.

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If your customer receives a $5,000 Partial Disability benefit under Protector Platinum, that would add up to $30,000 in benefits for the first six months where other carriers would pay nothing unless your customer could show a loss of income. Business owners with outstanding receivables stand especially to benefit with Protector Platinum’s protection, because they would not be able to show a loss of income right away.

Are you offering your customers the best options?



 
 
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