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Confused About
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Friday, February 1, 2013

Industry wide, the term “Own Occupation” (Own Occ) has become a verbal shorthand that describes an entire spectrum of definitions of total disability – be it in reference to individual disability income (IDI), group Long-Term Disability (GLTD), and various group products
offered through professional associations.

Please click here to see an Overview of "True" Own Occ alternatives provided by Berkshire Life, a Guardian Company.

Disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY, or provided by Guardian. Product provisions and features may vary from state to state. FOR PRODUCER USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.



 
 
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